More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Alexis Ileana Encarnacion | Athletic Trainer Temporary License | 10/21/2020 | 07/23/2020 |
| Lawrence J. Allen | Psychologist | 10/31/2020 | 09/05/1978 |
| Shelby Ramirez | Acupuncturist | 10/31/2020 | 10/16/2019 |
| Jonathan Peter Mak | Athletic Trainer | 11/04/2020 | 11/05/2018 |
| Oaklee Rogers | Occupational Therapist | 11/12/2020 | 11/13/2012 |
| Traci D. Hart | Occupational Therapy Assistant | 11/12/2020 | 11/13/2012 |
| Paula Jeannette Tucker | Occupational Therapist | 11/15/2020 | 05/16/1998 |
| Shaun M. Almaria | Occupational Therapist | 11/16/2020 | 11/17/2008 |
| Edward Lamadrid L.AC. | Acupuncturist | 11/30/2020 | 11/19/2014 |
| Sasha Verdugo | Behavior Analyst | 11/30/2020 | 07/12/2016 |
| Jody Lee Jimenez | Occupational Therapy Assistant | 12/10/2020 | 12/11/2000 |
| Barrett Financial Group, L.L.C., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 10/28/2015 |
| Barrett Financial Group, L.L.C., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 10/24/2019 |
| Bennett Capital, LLC | Mortgage Broker | 12/31/2020 | 07/22/2015 |
| BM Real Estate Services, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/24/2018 |
| BM Real Estate Services, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 01/08/2019 |
| EPA USA, Inc. | Collection Agency | 12/31/2020 | 05/13/2020 |
| Filo Mortgage, L.L.C., Phoenix, AZ Branch | Mortgage Broker | 12/31/2020 | 04/14/2020 |
| Gatestone & Company International, Inc. | Collection Agency | 12/31/2020 | 08/29/2017 |
| JFQ Lending, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 02/25/2019 |
| Melissa Irene Shively | Loan Originator | 12/31/2020 | 04/08/2020 |
| Mountain Standard Processing, LLC | Mortgage Broker | 12/31/2020 | 08/28/2017 |
| One Reverse Mortgage, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 03/12/2009 |
| One Reverse Mortgage, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 06/23/2020 |
| Premium Lending, LLC | Mortgage Banker | 12/31/2020 | 08/15/2011 |
| Quicken Loans, LLC, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 08/17/1999 |
| SecurityNational Mortgage Company, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 11/27/2018 |
| SecurityNational Mortgage Company, Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 01/22/2020 |
| Tasneem Doctor | Psychologist | 12/31/2020 | 10/18/2007 |
| Teffia, Inc. | Collection Agency | 12/31/2020 | 08/22/2017 |
| Upgrade, Inc., Phoenix, AZ Branch | Mortgage Banker | 12/31/2020 | 05/19/2020 |